"I Bond Rates Prediction 2025: Insights on Fixed Rates, Current Returns, and Inflation Trends"

Should You Wait for the Next I Bond Rate Update? With the I bond rates prediction 2025 suggesting a new variable rate increase, many investors wonder whether they should buy now or wait. If the fixed rate drops in May, locking in the current rate for I bonds—currently 1.2% fixed—may be more beneficial. The inflation-adjusted rate will increase, but the fixed portion may not. Timing matters, especially when ibond rate prediction data points to upcoming changes. Consider your investment horizon and inflation outlook before making your move